Article & News

FHA Loan Requirements and Guidelines can open the door to homeownership for Virginia buyers with credit scores in the low 600s and limited down payment

Investor lending trends 2026 are reshaping Virginia DSCR, bank-statement, and jumbo financing. Compare pricing, reserves, and broker options right now.

Mortgage points can save Virginia homebuyers tens of thousands over a 30-year loan — or cost thousands that are never recouped if you sell or

Switching mortgage lenders mid-process is more common — and more manageable — than most Virginia homebuyers realize. This step-by-step guide explains exactly how to switch

See a NoTouch credit app example for Virginia buyers: compare soft-pull prequalification, payment math, safeguards, and broker options before you apply.

This guide outlines eight proven strategies Virginia homebuyers can use to secure the best mortgage rates for bad credit, from targeting the right loan programs

Non-QM mortgage loan options give Virginia borrowers who’ve been turned down by conventional lenders — including the self-employed, real estate investors, and those with recent

Self employed mortgage Virginia guidance: document income, protect credit with a soft pull, and compare broker options before you make an offer confidently.

Carrying student loan debt doesn’t have to prevent Virginia homebuyers from qualifying for a mortgage — what matters is how that debt is calculated and

Virginia homeowners sitting on significant equity need to understand that cash out refinance requirements vary widely by loan program, credit score, and property type. This