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Virginia teachers have more homebuying options than most realize — from government-backed loans and down payment assistance to stackable programs designed for W-2 contract income

A mortgage rate buydown lets Virginia homebuyers pay upfront to reduce their interest rate and lower their monthly payment — and in today’s market, sellers

Learn how to finance rental property purchase in Virginia with down payment, DSCR, reserves, credit score, and broker options explained clearly.

Gift money for down payment rules vary by loan type — FHA, VA, conventional, and more — and getting the documentation wrong can delay or

This guide walks Virginia homebuyers through the mortgage closing process step by step — covering appraisals, underwriting, title work, final walkthroughs, and closing day documents

The future of non qm lending in Virginia points to wider broker access, tighter pricing, and smarter underwriting for self-employed buyers and investors.

The foreclosure waiting period for a new mortgage is not a single fixed timeline — it ranges from as little as one year with Non-QM

Virginia homebuyers with modest incomes have more mortgage options than they may realize — from FHA and VA loans to stackable down payment assistance programs

A down payment assistance guide for Virginia buyers – programs, credit rules, county limits, broker strategy, and mistakes to avoid before you apply.

Virginia homebuyers don’t need 20% down — this guide breaks down the 8 most effective Low Down Payment Mortgage Programs available statewide in 2026, including