Mortgage Tips
What credit score for FHA do you need in Virginia? See minimums, overlays, down payment rules, and how brokers shop options for tougher files.
July 9, 2026
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Most Virginia homebuyers accept the first mortgage rate they’re quoted — but rates are negotiable, and knowing how to negotiate mortgage rates can save tens
July 8, 2026
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Virginia homebuyers face a critical choice between a mortgage broker and bank direct lending — one that directly affects their interest rate, loan options, and
July 8, 2026
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A mortgage rate buydown lets Virginia homebuyers pay upfront to reduce their interest rate and lower their monthly payment — and in today’s market, sellers
July 7, 2026
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Mortgage Tips
Learn how to finance rental property purchase in Virginia with down payment, DSCR, reserves, credit score, and broker options explained clearly.
July 7, 2026
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This guide walks Virginia homebuyers through the mortgage closing process step by step — covering appraisals, underwriting, title work, final walkthroughs, and closing day documents
July 6, 2026
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Mortgage Tips
The future of non qm lending in Virginia points to wider broker access, tighter pricing, and smarter underwriting for self-employed buyers and investors.
July 6, 2026
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The mortgage assumption process explained: Virginia buyers can take over a seller’s existing FHA or VA loan — including its original low interest rate —
July 3, 2026
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Choosing among Virginia mortgage companies comes down to access, rates, and loan fit — and independent brokers like Duane Buziak can shop hundreds of wholesale
July 3, 2026
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Self-employed borrowers in Virginia often struggle to qualify using tax returns that understate their real income, but today’s mortgage market offers multiple solutions tailored to
July 2, 2026
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