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The foreclosure waiting period for a new mortgage is not a single fixed timeline — it ranges from as little as one year with Non-QM

Virginia homebuyers with modest incomes have more mortgage options than they may realize — from FHA and VA loans to stackable down payment assistance programs

Virginia homebuyers don’t need 20% down — this guide breaks down the 8 most effective Low Down Payment Mortgage Programs available statewide in 2026, including

Non-QM mortgage loans offer a fully underwritten path to homeownership for self-employed borrowers, real estate investors, and others whose income doesn’t fit conventional guidelines. This

Securing a mortgage for a rental property as a first-time investor in Virginia requires navigating stricter down payment, credit, and rate rules than a primary

The mortgage assumption process explained: Virginia buyers can take over a seller’s existing FHA or VA loan — including its original low interest rate —

Virginia homebuyers can secure better FHA loan rates and terms by working with an FHA mortgage broker in Virginia like Duane Buziak, who accesses wholesale

A Virginia home loan specialist shops your mortgage across hundreds of lenders instead of one, often securing meaningfully lower rates than a traditional bank —

Choosing among Virginia mortgage companies comes down to access, rates, and loan fit — and independent brokers like Duane Buziak can shop hundreds of wholesale

Debt-to-income ratio mortgage requirements determine whether Virginia buyers qualify for a home loan, and even a few points over the limit can mean a denial