Virginia Mortgage Broker

Conventional Loans

Smart, Flexible, and Reliable Financing for Every Homebuyer

Conventional Loans

A Reliable and Flexible Path to Homeownership

Conventional loans are one of the most popular financing options, offering competitive rates and flexible terms that adapt to your needs. Unlike government-backed loans, they are provided by private lenders, giving you more freedom to customize your borrowing experience. With the ability to finance primary homes, second homes, or even investment properties, conventional loans provide stability and versatility for buyers with steady income and good credit.

Trusted by millions of homeowners, conventional loans deliver long-term security and peace of mind. Whether you’re purchasing your first home, upgrading to a larger property, or refinancing an existing mortgage, this option offers the balance of reliability and flexibility needed to turn your homeownership goals into reality.

11+

Years of Experience

Who is eligible for a Conventional Loans?

Eligibility Made Simple

Conventional loans are best suited for borrowers with a steady income, a solid credit history (typically a credit score of 620 or higher), and the ability to make a down payment—often starting at 3% to 20%. They are available to both first-time buyers and experienced homeowners, offering flexible options for purchasing or refinancing a primary residence, second home, or investment property.
Why Choose Us

The Right Partner for Your Home Journey

Choosing the right mortgage broker makes all the difference. With trusted expertise, clear guidance, and personalized care, we put your needs first. Our commitment is to make homeownership simple, stress-free, and truly achievable.
Email Support

duane@coast2coastml.com

Personalized Guidance

We listen to your needs and craft mortgage solutions that fit your lifestyle. Every step is tailored so you can move forward with confidence.

Local Expertise

With years of experience in Virginia’s housing market, we know what works. Our insight helps you secure the right loan, faster and smarter.

Transparent Process

No jargon, no confusion—just honest advice and clear communication. You’ll always know what to expect from start to finish.

Trusted Support

We’re more than brokers; we’re partners in your journey. Our mission is to make homeownership simple, stress-free, and achievable.

More information?

Let’s Start the Conversation

We’re here to answer your questions and guide you at every step. Share your details below, and let’s take the first step toward your home journey together.
Email Support

duane@coast2coastml.com

Let's Talk

804-212-8663